Your North Group Buyer Specialist will spend time with you to explain the buying process in detail. Here is a preliminarchecklist to help you get started. Before you start looking for a home, you need to know how much you can spend. Getting your mortgage pre-approval is the very first step in the process! It will strengthen your position when you're ready to submit an offer and help you focus on amazing opportunities in your price range. 
Consult with your bank and a mortgage specialist (we encourage you to get a second opinion!) They will look at your current financial situation and pre-approve you for a mortgage. Iyou dont have someone to help you with this process, wed be happy to introduce you to one of our partners. Be sure to get your pre-approval in writing. It will typically be valid for 120 days.Its imperative that you know the costs to be aware of when buying a home because they can add up quickly (on top of your purchase price.) But donworry! Our job is to make sure you are informed and prepared, so we’ve broken down all potential costs in detail for you here:
One of the responsibilities of your Agent is to ask you all the right questions that will help you create your home wish list. There are a lot of factors to consider but start with the main ones first:

We canwait to invite you to join Collaborate (Collab for short!), the latest and best online property search tool that gives you direct access to the same MLS system used bRealtors. With Collab, you can now search in real time (no more delayed property info) on any device. its user-friendly and instant; it looks a lot likyour favourite social media tools where you can like, comment, save and share listings. it also allows you to easily communicate with your North Group Agent by making comments on a listing or requesting showings. This tool is exclusive, you must be invited by a Realtor.

We know how busy life can get and that your time is valuable. We’ll help streamline which properties you see to ensure they meet your criteria and price range so you aren’t wasting your time. You’ll want to keep track of which properties you preview and provide honest feedback on each one to your Agent. 
In today’s hot real estate market, if you find a property you love, you’ll have to decide quickly if you want to put in an offer. Most properties are selling in multiple offers (bidding wars where there is more than one offer on the same property) or through pre-emptive offers (where an offer is submitted in advance of a specified offer date). A pre-emptive offer is also known as a “bully offer.” Your Agent will explain this process in more detail as well as help set expectations with you based on the properties you preview.
When you submit an offer (Agreement of Purchase and Sale), the main components for you to be aware of include: